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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Innovative Zero-Down Payment Home Loans Reignite the Dream of Homeownership

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

Biden's Housing Policies to Address Inequality and Racial Justice

President Biden promised to take steps in order to bring the United States toward the never-realized but frequently promised idea of racial justice. On January 26, he signed four executive orders around racial...

No Money for Public Housing

It is a very weird thing to try to keep up with politics in America these days. Trusting what you're told by corporate media outlets has become more unreliable than ever, and believing what comes out of the mouths of politicians is the quickest w...

Some Better Housing Market Predictions for 2023

How is the housing market going to shape out in 2023? This is an issue on the minds of many Americans, as they're struggling in the market right now in late 2022, and things just seem to be getting worse. Inflati...

What Are The Economic Influence of Rental Assistance on Landlords and Housing Markets

With the increasing emphasis on providing stable housing options for low-income families, rental assistance programs are becoming a linchpin in the housing industry.  These initiat...

A Helping Handout: Linn County's Rental Assistance Program Provides Temporary Relief but No Long-Term Solutions

Linn County's Emergency Rental Assistance Program aims to temporarily bandage a gaping wound. While the program offers short-term aid for renters facing ...

5 Reasons Why You Should Hire a Real Estate Agent While Buying a Home

During these challenging economic periods, most individuals are looking for ways to cut costs in all ways possible. Who wouldn't like to save a certain amount from the sales price when buying a home...

Is a Fourth Quarter Housing Crisis Inevitable During 2020?

Of the $4.6 trillion invested in commercial mortgage loans in the United States, Wells Fargo invested $125 billion, Bank of America $85 billion, and J. P. Morgan Chase holds $65 billion of these mortgages. By April 2...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...