Housing Insights Central

The COVID-19 pandemic worsened an already precarious housing situation for many families across the United States. For many African Americans, their housing status was already in dire straits. The pandemic caused...

Just a few years ago, there was a housing bubble that led to housing insecurity for many Americans. What are the barriers to housing security today? The simple answer is there is not enough housing i...

Many prospective home buyers erroneously believe that they need to put down 20% on a house in order to obtain a mortgage. However, many lenders and available programs make it easier to get into that dream ...

In the United States of America, there are a reported three quarters of a million homeless people, and those are just the ones we can count and measure. In all likelihood, that number is tripled. There are around 50 million Amer...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark.  ...

The U.S. Department of Housing and Urban Development (HUD) unveiled plans today to distribute over $3.5 billion in competitive grants nationwide. These funds are earmarked for organizations that provide se...

During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...

The winter months are almost upon us. If you're an investor and aspiring homeowner, winter is your best opportunity to purchase your new home. From an investment standpoint, the winter season offers you multi...